Commercial

Even though often yielding higher rental return than residential properties, shops, office spaces and factories are considered more complicated because of many risks/factors which affect the value of the property.

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On top of this, when applying for a commercial loan, banks will also consider risks associated with you, such as your financial position and business industry.

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We’ll help you create a solid strategy to grow your portfolio and invest smart for success

If you have no or low income, except for rental income from commercial properties (existing and new), and/or high existing debt and wishing to purchase a commercial or industrial property for investment purpose, we can help.

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However, there are two minimum criteria that must be met:

   1. You must have rental income from your commercial properties with good return and

   2. You only need to borrow up to 65% of the value of your commercial properties. We will help you assess the borrowing capacity for each potential purchase as it depends heavily on the lease agreement.

Supporting Religious and other Not-For-Profit organisations

We can help Religious and other Not-for-profit Organisations borrow money to acquire or construct properties for their own use. All of the up-front commissions received from the banks for the loan will be donated to the organisation.