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Refinancing made simple
Are you considering refinancing? You’re not alone. According to the Australian Bureau of Statistics, the value of external refinancing in...

Fundwise Capital
Jul 26, 20232 min read


July Finance Focus
Some positive news for homeowners this month, with the Reserve Bank of Australia (RBA) deciding to keep the cash rate on hold at 4.1 per...

Fundwise Capital
Jul 20, 20232 min read


RBA Cash Rate Announcement
It’s the news that homeowners had been hoping for. The Reserve Bank of Australia has left the cash rate on hold this month at 4.10 per cent. Read today’s official statement on the RBA’s website . Today’s decision comes as a surprise to some, as the RBA had hinted that more cash rate hikes could be looming to bring inflation within the target of 2-3 per cent. “Some further tightening of monetary policy may be required to ensure that inflation returns to target in a reasonable

Fundwise Capital
Jul 4, 20231 min read


Credit Report 101: A Beginner’s Guide
Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report holds significant importance in...

Fundwise Capital
Jun 22, 20233 min read


Escaping mortgage prison
Stuck in an expensive home loan and feeling trapped? You’re not alone. It’s estimated about 16 per cent of households with a mortgage are...

Fundwise Capital
Jun 22, 20232 min read


June Finance Focus
Australia’s winter housing outlook is improving, with rising property prices and stronger market conditions. Since February, we have seen...

Fundwise Capital
Jun 22, 20233 min read


RBA Cash Rate Announcement
The Reserve Bank of Australia has decided to increase the cash rate a further quarter of a percentage point, bringing it to 4.1 percent - its highest level since April 2012. Read today’s official statement on the RBA’s website . Today’s decision will cause further strain to borrowers struggling with cost of living pressures and rising interest rates. But the move by the RBA shouldn’t come as a shock – there had been warnings that more hikes might be needed to bring inflation

Fundwise Capital
Jun 6, 20231 min read


What the RBA overhaul means for interest rates
The Reserve Bank of Australia (RBA) is facing a major overhaul following an independent review. What does it mean for interest rates and...

Fundwise Capital
May 18, 20232 min read


How your HECS-HELP debt affects your borrowing capacity
Do you know how much you owe on your HECS-HELP debt? While student HECS and HELP loans in Australia are interest-free, they are indexed...

Fundwise Capital
May 18, 20233 min read


May Finance Focus
Winter is coming, but for many investors, it’s a time to celebrate about the sizzling rental property market. According to CoreLogic,...

Fundwise Capital
May 18, 20232 min read


RBA Cash Rate Announcement
It looks like the Reserve Bank of Australia’s cash rate pause in April was only temporary. Today, the Board decided to increase the cash rate a further quarter of a percentage point to 3.85 per cent. The decision aims to return inflation to the target range over the coming years. Read today’s official statement on the RBA’s website . Today’s decision by the Board comes as a surprise to some. Many economists had tipped another pause by the RBA, given the latest inflation figur

Fundwise Capital
May 2, 20231 min read


Why use a mortgage broker to refinance?
Do you remember dial-up internet access? How about audio cassettes? Don’t worry if you don’t; they are, of course, a thing of the past. A...

Fundwise Capital
Apr 21, 20233 min read


April Finance Focus
We hope you had a wonderful Easter and enjoyed a treat or three with your loved ones. Homeowners breathed a collective sigh of relief...

Fundwise Capital
Apr 20, 20233 min read


6 Mistakes to avoid when refinancing in 2023
With interest rates on the move, many people are shopping around for home loans. In January, the value of external refinancing for total...

Fundwise Capital
Mar 27, 20233 min read


Why you need a conveyancer when buying a property
Understanding all the different parties involved in buying a property can be a minefield. The real estate agent. The building and pest...

Fundwise Capital
Mar 27, 20232 min read


March Finance Focus
Autumn has arrived – the second busiest time of the year in the property world. For buyers looking to make the most of lower property...

Fundwise Capital
Mar 27, 20232 min read


RBA Cash Rate Announcement
The Reserve Bank of Australia has lifted the cash rate by another quarter of a percentage point. It now sits at 3.6 per cent. Read today’s official statement on the RBA’s website . Today’s decision is the 10th rate hike since May last year as the RBA continues to try to curb inflation. “High inflation makes life difficult for people and damages the functioning of the economy,” RBA Governor Philip Lowe said. “And if high inflation were to become entrenched in people’s expectat

Fundwise Capital
Mar 8, 20232 min read


What to expect for the car market this year
Buying a car will likely be easier this year as demand and pandemic-driven pressures ease. After three years of unprecedented disruptions...

Fundwise Capital
Feb 23, 20232 min read


Tips to buy an investment property in 2023
Are you considering buying an investment property in 2023? The word on the street is that 2023 will be the year savvy property investors...

Fundwise Capital
Feb 22, 20233 min read


February Finance Focus
The Reserve Bank of Australia (RBA) put up interest rates again this month – signalling more repayment pain for variable mortgage...

Fundwise Capital
Feb 20, 20232 min read
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